Travel Credit on Your Premium Cards
Usually credit cards that charge high annual fee offer travel credit. Time flies and now is in September. It is time for us to plan and make sure we use the travel credit and benefits that offer on our premium cards.
American Express Business Platinum Card offers $200 Airlines Fee Credit
For American Express, you are required to select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline that you selected. Travel credit can be used for:
- Checked bags
- Overweight/oversize baggage fees
- In-flight refreshments
- Flight-change fees
- Airport lounge day-passes
- Phone reservation fees
If you do not see a credit for a qualifying incidental purchase on your eligible card after 4 weeks, simply call the number on the back of your card.
Chase Sapphire Reserve Offers $300 Travel Credit
A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to $300 in statement credits annually. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. Statement credit(s) will post to your account the same day your travel category purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The Annual Travel Credit will be issued for the year in which the transaction posts to your account, through your December statement date.
Chase Sapphire Reserve has a boarder use of travel credit. According to its definition of travel category, it includes airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Please note that some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, websites or owners that rent vacation properties, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, tourist attractions, merchants within airports, and merchants that rent vehicles for the purpose of hauling.
Just got the new Chase Sapphire Reserve last week, and will share more of my experiences down the road.
Chase Ritz Carlton Rewards Card Offers $300 Travel Credit
Make the most of your trip with a $300 annual travel credit to use for baggage fees, Global Entry fees, seat upgrades, access to your preferred airport lounge and more.
To request a statement credit to apply towards qualifying airline incidental Net Purchase(s) made with your Ritz-Carlton Rewards Credit Card, you must contact J.P. Morgan Priority Services at the number on the back of your Ritz-Carlton Rewards Credit Card within 4 billing cycles of the purchase date. Only the following types of non-ticket Net Purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight internet/entertainment; in-flight meals; Global Entry fees. (“Net Purchases” are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.)
Maximum statement credit accumulation for this offer is $300 per calendar year. It will reset in January, so if you have any holidays travel, please make sure you take the best benefit of $300 travel credit.