American Express Extended Payment Option 10,000 Membership Rewards Bonus

American Express




“Pay Over Time” by American Express and Earn 10,000 Amex Membership Rewards Bonus on Enrollment

American Express Business Platinum Card

American Express Business Platinum Card – 10,000 Membership Rewards Bonus on Extended Payment Option Enrollment

After enrolling into the Extended Payment Option on your Amex card, eligible purchases of $100 or more will automatically by included in your “Pay Over Time” balance each month.  The “Pay Over Time” limit on your account is set by American Express.  Any amount over the limit will not place into a Pay Over Time balance and must pay in full all charges that are not placed into a Pay Over Time balance. 

How to Avoid Paying Interest?

If you have a Pay Over Time balance, and you pay the account total new balance by the due date each month, you will not charge interest on “Pay Over Time” balance.

You still receive a monthly statement with the balance due amount, but online system will show no payment due because you enroll the Extended Payment Option.  Make sure you will not mislead by the confusing information online.  My only intention in signing up the Extended Payment Option is to earn 10,000 Membership Rewards Bonus, and not to defer my payment and incur interest charges.



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