$95 Annual Fees on Citi ThankYou Premier Card
If you decide to keep the card and do not want to pay for the annual fees, it does not hurt to call the bank and asks them do they offer any retention program. Usually they do, because they do not want to lose you as a customer, especially if you use the card often.
Recently, Citibank offers $95 statement credit if you use the ThankYou card for at least $500 every month for the next three months, which is enough to cover the $95 annual fees that charged. Not bad.
Remember, it never hurts to try.